Chilliwack & Fraser Valley Mortgage Market Update

Written By Lisa Klee

Mortgage Market Update – January 2026 | Chilliwack & Fraser Valley

Canada’s mortgage market has entered a more stable phase. Economists expect the Bank of Canada to hold rates steady through much of 2026, with no major drops currently forecast. This means today’s rates may be the new normal for a while, making smart planning more important than ever.

For buyers, this creates opportunity—especially in the Fraser Valley, where pricing has become more balanced and inventory is improving. For homeowners, renewals and refinancing deserve a second look to ensure your mortgage still fits your goals. And for investors and builders, stable rates bring clarity when planning construction and development projects.

At Allegro Mortgages Chilliwack, we provide:

  • Residential mortgages

  • Commercial mortgages

  • Construction financing

  • Development financing

We work with banks, credit unions, and alternative lenders across BC and Alberta to find the right solution for every situation.

Whether you’re buying, renewing, building, or investing, having the right mortgage strategy matters.

📍 Local expertise.
🏠 Residential & Commercial.
🏗️ Construction & Development Financing.

Contact Allegro Mortgages Chilliwack to explore your options in today’s market.

Lisa Klee
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Chilliwack Mortgage Update